Hybrid Car Insurance Discounts

Can You Save Money on Car Insurance By Driving Green?

Hybrid Car Discounts

Farmers Insurance started a trend, but now other top auto insurance companies are catching on. They offer auto insurance discounts for hybrid vehicles. Now many US majors offer a green discount.  Travelers, which insures just about everything, is another example.  I believe a Canadian insurer has caught on too.

Essurance Auto insurance offers a green car discount. And in fact, they boast that the entire fleet of claims vehicles is made up of hybrids!

You can run a quick car insurance quote to find insurers in your local area that will give you a good deal.

Why are hybrid autos cheaper to insure? Well, understand that rates are set because of many factors. Some of these have to do with the type of vehicle, but a lot of it is about the driver. Research has shown that the type of people who purchase environmentally responsible cars tend to be more responsible drivers too.

The hybrid vehicle discount is typically about ten percent. This may not seem huge, but if you are paying $2,000 a year for premiums, this is a quick way to save $200 every year! If you are looking for one more justification to purchase a hybrid vehcle, you can add cheaper insurance to your list.

Here are some of the most popular hybrids in the US today (In no particular order).

1. 2006 Toyota Highlander Hybrid
2. 2006 Lexus RX 400h
3. 2006 Honda Civic Hybrid
4. 2005 Honda Insight 2-door Hatchback
5. 2005 Toyota Prius

Of course, new models arrive on the market all of the time, so you will have some shopping to do! Just be sure to shop around for your insurance. We make that easy with our fast and free online car insurance quote forms which help you find the best car insurance discounts from major insurers!